Last year presented a lot of challenges. Many of us found ourselves unemployed, furloughed or working reduced hours. Finding ways to save money was key to getting through the COVID lockdowns. Some of you may have even reduced your motorcycle insurance coverage.
As we move forward and more restrictions are lifted, it’s time to re-up that motorcycle insurance coverage. Riding season is here and there are more cars on the road again, which means higher risk of having a motorcycle accident. Because motorcycle accident victims generally have severe injuries and significant property damage, you must insist on more coverage and higher limits. Here are 3 important coverages all motorcyclists should have…
Motorcycle Insurance Coverage
Combined Uninsured/Underinsured Motorists Coverage (UM/UIM)
- Covers the costs if you’re in an accident caused by a driver with little or no insurance
- $100,000/$300,000 minimum
Medical Payments Coverage (MP) or Personal Injury Protection (PIP) in South Carolina
- Covers medical expenses for you or your passengers after an accident
- $5,000 minimum
- Covers damage to your vehicle after an accident, no matter who was at fault
- Choose your coverage amount based on the value of your motorcycle
Policy Review Request
This coverage generally only adds a few dollars to your monthly premium, but the amount of coverage it gives you can be essential in the event of a motorcycle accident. We deal with insurance companies daily and with over 40 years of experience, we know the devastating toll inadequate insurance coverage can leave on accident victims. Don’t trust an insurance agent. It’s up to you to choose motorcycle insurance that protects you.
Free Motorcycle Insurance Policy Review
Still confused? Let us help you. Simply fill out the form above and request a policy review or call our office to discuss. We can review your current coverage and advise you on the proper coverage for your bike.
The Karney Law Firm has been representing injured bikers since 1975. With a clear understanding of the obstacles motorcyclists face both on the road and in the courtroom, our attorneys fight for motorcycle accident victims. Protecting bikers throughout the Carolinas with offices in Charlotte, Greensboro and Raleigh. From accident through recovery, we’ve got your back. Contact us for your free consultation 877-376-7982.
Disclaimer: All data and information provided on this blog is for general informational and entertainment purposes only and should not be considered legal advice. The Karney Law Firm will not be liable for any errors or omissions, or any losses, injuries, or damages arising from its display or use. The Karney Law Firm is not responsible for any third-party contents which are accessible through this blog.